Terms & Conditions
1. Introduction
Welcome to HMC Markets. These Terms & Conditions govern your access to and use of the HMC Markets website, platform, services, investment features, trading-related information, referral program and associated services.
By creating an account, accessing our platform or using any of our services, you acknowledge that you have read, understood and agreed to these Terms & Conditions.
If you do not agree with any part of these Terms & Conditions, please do not use the platform or our services.
2. About HMC Markets
HMC Markets is a modern digital trading and investment platform focused on providing users with a professional environment for participating in global financial markets.
Our platform may provide services and information relating to markets such as Forex, Gold, Indices, Commodities and other financial markets, subject to the services available on the platform and applicable laws.
3. Eligibility
You must meet the legal age and eligibility requirements applicable in your jurisdiction to create and maintain an account with HMC Markets.
By registering with HMC Markets, you confirm that:
- The information you provide is accurate and complete.
- You are legally permitted to use our services.
- You will maintain accurate and up-to-date account information.
- You will comply with applicable laws and regulations.
- You will not use the platform for unlawful or fraudulent activities.
HMC Markets reserves the right to request additional information or documentation where necessary.
4. Account Registration
Users may be required to create an account before accessing certain services.
You are responsible for:
- Providing accurate registration information.
- Maintaining the confidentiality of your login credentials.
- Protecting your account from unauthorized access.
- Not sharing your account credentials with another person.
- Immediately informing HMC Markets of any suspected unauthorized access.
You are responsible for activities conducted through your account unless unauthorized use is reported to HMC Markets within a reasonable period.
5. Trading and Investment Services
HMC Markets may provide investment-related features, trading-related services, market information and other financial-market-related services through the platform.
All trading and investment activities are subject to market conditions, applicable platform rules, investment terms and associated risks.
Financial markets can be volatile, and the value of investments may increase or decrease. Past performance does not guarantee future results.
Users should carefully review all relevant investment information and risk disclosures before committing funds.
6. Investment Packages
Where investment packages are available, each package may have its own:
- Minimum investment amount
- Investment period
- Return or profit terms
- Withdrawal conditions
- Eligibility requirements
- Applicable fees
- Package-specific conditions
HMC Markets may modify, suspend or discontinue an investment package subject to applicable terms and laws.
The specific terms displayed on the platform at the time of investment will apply to the relevant investment, subject to these Terms & Conditions.
7. Deposits
Users may deposit funds using payment methods supported by the platform.
Users are responsible for ensuring that payment information is accurate and that funds are obtained through lawful means.
HMC Markets may delay, reject or review transactions where necessary for security, verification, compliance or technical reasons.
8. Withdrawals
Withdrawal requests are subject to the applicable withdrawal procedures, verification requirements, processing conditions and any package-specific restrictions displayed on the platform.
HMC Markets may require identity or transaction verification before processing a withdrawal.
Processing times may vary depending on the payment method, banking or payment provider, verification requirements and other circumstances.
9. Fees and Charges
Certain services, transactions or investment products may be subject to fees or charges.
Any applicable fees should be disclosed through the relevant platform, package or service information.
HMC Markets reserves the right to update applicable fees with appropriate notice where required.
10. Referral Program
Where available, HMC Markets may provide a referral program that allows eligible users to receive referral commissions according to the applicable referral rules.
Referral commissions, eligibility requirements, payment conditions and commission percentages may be changed by HMC Markets from time to time.
Users must not use fraudulent, misleading, abusive or unlawful methods to generate referrals.
Self-referrals, fake accounts, duplicate accounts, automated registrations or other forms of manipulation may result in cancellation of referral commissions and suspension or termination of the relevant account.
11. Prohibited Activities
Users must not:
- Use the platform for illegal purposes.
- Provide false or misleading information.
- Create fraudulent or duplicate accounts.
- Attempt to manipulate the platform.
- Interfere with platform security.
- Use unauthorized automated systems.
- Engage in money laundering or fraudulent transactions.
- Abuse referral or promotional programs.
- Attempt to gain unauthorized access to another user's account.
- Use the platform to facilitate unlawful financial activity.
HMC Markets may restrict, suspend or terminate accounts involved in prohibited activities.
12. Risk Disclosure
Trading and investing in financial markets involves significant risk.
Market prices can change rapidly and unexpectedly. Users may lose some or all of the funds allocated to trading or investment activities.
No investment or trading strategy can guarantee profits.
Users should carefully consider their financial circumstances and risk tolerance before participating in financial markets.
For additional information, users should review the separate Risk Disclosure provided by HMC Markets.
13. Platform Information
Market information, educational materials, analysis, charts, statistics and other content provided through HMC Markets are intended for general informational purposes.
While reasonable efforts may be made to maintain accurate and timely information, HMC Markets does not guarantee that all information will always be complete, accurate, current or error-free.
Users should conduct their own research before making financial decisions.
14. Intellectual Property
All website content, branding, logos, graphics, designs, text, software, images and other materials provided by HMC Markets are protected by applicable intellectual-property laws unless otherwise stated.
Users may not copy, reproduce, modify, distribute, sell or commercially exploit HMC Markets content without prior written permission.
15. Privacy
HMC Markets may collect and process user information in accordance with its Privacy Policy.
By using the platform, you acknowledge that your information may be collected, processed and used as described in the applicable Privacy Policy.
16. Third-Party Services
The platform may use third-party payment providers, technology providers, data providers or other external services.
HMC Markets is not responsible for the independent policies, availability, performance or actions of third-party providers.
Users may be required to comply with the terms and conditions of those third-party services.
17. Suspension and Termination
HMC Markets may suspend, restrict or terminate an account where it reasonably believes that:
- These Terms & Conditions have been violated.
- Fraudulent or suspicious activity has occurred.
- Applicable laws or compliance requirements may have been breached.
- The security of the platform or other users may be at risk.
- False or misleading information has been provided.
Where appropriate and legally permitted, users may be notified of the reason for such action.
18. Limitation of Liability
To the maximum extent permitted by applicable law, HMC Markets shall not be liable for losses arising from market movements, investment decisions, trading losses, third-party service interruptions, technical failures, internet connectivity problems or events beyond our reasonable control.
Nothing in these Terms & Conditions excludes or limits liability where such exclusion or limitation is prohibited by applicable law.
19. Changes to These Terms
HMC Markets may update these Terms & Conditions from time to time to reflect changes in our services, platform, legal requirements or business operations.
Updated Terms & Conditions will be published on this page. Your continued use of the platform after an update constitutes acceptance of the revised Terms, where permitted by applicable law.
20. Governing Law
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of Australia, unless otherwise required by applicable law.
Any disputes shall be handled in accordance with the applicable legal and regulatory framework.
21. Contact Us
If you have questions regarding these Terms & Conditions, account services or platform policies, please contact HMC Markets through the official support channels provided on our website.
HMC Markets
Email: info@hmcmarkets.com
Website: hmcmarkets.com
Address:Yanakie VIC 3960, Australia
22. Acceptance
By registering for an account, making an investment, using our platform or accessing our services, you confirm that you have read and understood these Terms & Conditions and agree to be bound by them.
Last Updated: 11 September 2024